Do you have dental insurance? Now that it’s a new year, you have a new set of benefits to work with. At the end of each year, your benefits reset, which means that any unused dental dollars will be gone forever. If you’ve been considering seeing your dentist for dental implants or other dental services, now may be the best time to receive treatment because you have a new set of insurance benefits. Keep reading to learn some of the best ways to take advantage of your dental benefits in 2019.
Know Your Annual Maximum
The most important dental insurance number to know is your annual maximum. This is the most your dental insurance is willing to pay for your dental care in one year. Once you reach January 1st, all of your benefits reset, which means your hard-earned dental dollars are being wasted. The average annual maximum is around $1,000 but you should check with your insurance plan to know for sure.
Utilize Your Preventive Visits
Typically, most insurance plans cover preventive visits, which makes them a great way to cash in on your benefits. Dental insurance plans tend to favor checkups and cleanings because they keep your mouth healthy, preventing more extensive procedures in the future. The American Dental Association recommends that you see your dentist at least twice a year for necessary oral health maintenance. That means that you can utilize the benefits that you pay for, while keeping your oral health on track.
Schedule Your Visits Early in the Year
In 2019, make it a resolution to schedule your routine appointments early in the year. Your dentist will develop a treatment plan that will allow you to better plan out your year of dental care. If you’ve been considering dental implants, a plan from your dentist will be able to tell you if you have any additional procedures or costs for the upcoming year. Then, you can see what the cost of implants are, and whether or not your dental insurance covers any part of the procedure.
Most dental offices are happy to help communicate with your insurance provider. They will be able to tell you which services are covered, and which aren’t. This gives you a better idea of your potential out-of-pocket costs for the year. Plus, some dentists even offer payment plans for procedures that aren’t covered by insurance to give you a beautiful smile that you can afford, too.
Are you ready to get the most out of your dental insurance benefits in 2019? Contact your dentist in Lake in the Hills to keep your mouth healthy and your wallet full!
Meet the Dentist
Dr. Tim Stirneman is an experienced implant dentist with a passion for boosting his patients’ confidence through improved smiles. He proudly accepts insurance and offers payment plans to provide quality and affordable dentistry. He currently practices at Brand New Smile, and he can be reached through his website or by phone at (847) 915-3080 for any questions.